1. Pursuant to DepEd Memorandum OUF-2026, titled Implementation of the Revised Loan Terms of Payment Under the Department’s Automatic Payroll Deduction System (APDS) Program, this Office hereby disseminates the adoption and implementation of the maximum loan repayment term from five (5) years to seven (7) years.

2. Enclosed is the DepEd Memorandum for full reference.

3. For relevant queries, please contact the Administrative Services, Personnel Section through 0919-060-5822.

4. Immediate dissemination of and compliance with this memorandum is desired.

0700 Division Memorandum No. 700 s. 2026